{"id":734,"date":"2021-03-16T16:06:16","date_gmt":"2021-03-16T10:36:16","guid":{"rendered":"https:\/\/thepktalks.com\/?p=734"},"modified":"2021-03-16T16:06:16","modified_gmt":"2021-03-16T10:36:16","slug":"ppf-vs-nps","status":"publish","type":"post","link":"https:\/\/www.thepktalks.com\/ppf-vs-nps.html","title":{"rendered":"Public Provident Fund vs National Pension Scheme ( PPF vs NPS)"},"content":{"rendered":"

PPF vs NPS. Which is better?<\/span><\/strong><\/h2>\n

The Public Provident Fund and the National Pension Scheme both are good investment options.<\/span><\/p>\n

Both provide us good benefits and returns .<\/span><\/p>\n

But if you want to choose between NPS and PPF ,people get confuse.<\/span><\/p>\n

So,here is the detailed comparison between PPF vs NPS.<\/span><\/p>\n

Which option is more beneficial PPF or NPS ?<\/span><\/strong><\/h3>\n

If you invest in NPS,then the money also deposited in equity ,it means you can easily get 10% returns annually if you invest for long terms.<\/span><\/p>\n

On the other hand ,PPF provides you a return of 7.1% annually .<\/span><\/p>\n

There is a difference of 3% returns which can make a big difference in amount invested for a long term.<\/span><\/p>\n

How PPF will make 1 crore ?<\/span><\/strong><\/h3>\n

If you invest 12500 INR monthly i.e.1,50,000 per year .<\/span><\/p>\n

The return provided by PPF is 7.1%.<\/span>
\nIf you continue investing for 30 years then amount you will get is 1.54 crores.<\/span><\/p>\n

The amount that you get from PPF is exempted from tax.<\/span><\/p>\n

How NPS<\/a> will make 1 crore?<\/span><\/strong><\/h3>\n

On the other hand,if you invest in NPS monthly amount 12,500 then at the end of maturation period ,you will be paid 1.71 crores approximately.<\/span><\/p>\n

Out of which 1.14 crores are for pension purposes which provide you pension of 57,000 per month.<\/span><\/p>\n

Which is safer ?<\/span><\/strong><\/h3>\n

The PPF scheme provides you a fixed return anually .<\/span><\/p>\n

It does not related to any market related phenomena.<\/span><\/p>\n

Whereas the return in NPS are dependent on the performance of Pension Fund Managers.<\/span><\/p>\n

So,PPF is more safer in this term.<\/span><\/p>\n

Which is the best retirement plan?<\/span><\/strong><\/h3>\n

PPF can be used for any purpose for savings but NPS is specially designed for pension purposes.<\/span><\/p>\n

TheNPS account only matures at the age of 60 years.<\/span><\/p>\n

Written By Deepak Kumar<\/span><\/strong><\/p>\n

Must Read – Every detail of National Pension Scheme\u00a0<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

PPF vs NPS. Which is better? The Public Provident Fund and the National Pension Scheme…<\/p>\n","protected":false},"author":2,"featured_media":735,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"yoast_head":"\nPublic Provident Fund vs National Pension Scheme ( PPF vs NPS)<\/title>\n<meta name=\"description\" content=\"Detailed comparison of Public Provident Fund and National Pension Scheme. PPF vs NPS. Which is better and in which should you choose.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.thepktalks.com\/ppf-vs-nps.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Public Provident Fund vs National Pension Scheme ( PPF vs NPS)\" \/>\n<meta property=\"og:description\" content=\"Detailed comparison of Public Provident Fund and National Pension Scheme. PPF vs NPS. Which is better and in which should you choose.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.thepktalks.com\/ppf-vs-nps.html\" \/>\n<meta property=\"og:site_name\" content=\"PK Talks\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-16T10:36:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"842\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Prince Kumar\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Prince Kumar\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.thepktalks.com\/ppf-vs-nps.html#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.thepktalks.com\/ppf-vs-nps.html\"},\"author\":{\"name\":\"Prince Kumar\",\"@id\":\"https:\/\/www.thepktalks.com\/#\/schema\/person\/c87f1a10f20113f75cc423d305c15eef\"},\"headline\":\"Public Provident Fund vs National Pension Scheme ( PPF vs NPS)\",\"datePublished\":\"2021-03-16T10:36:16+00:00\",\"dateModified\":\"2021-03-16T10:36:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.thepktalks.com\/ppf-vs-nps.html\"},\"wordCount\":300,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.thepktalks.com\/#\/schema\/person\/c87f1a10f20113f75cc423d305c15eef\"},\"articleSection\":[\"Life Style\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.thepktalks.com\/ppf-vs-nps.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.thepktalks.com\/ppf-vs-nps.html\",\"url\":\"https:\/\/www.thepktalks.com\/ppf-vs-nps.html\",\"name\":\"Public Provident Fund vs National Pension Scheme ( PPF vs NPS)\",\"isPartOf\":{\"@id\":\"https:\/\/www.thepktalks.com\/#website\"},\"datePublished\":\"2021-03-16T10:36:16+00:00\",\"dateModified\":\"2021-03-16T10:36:16+00:00\",\"description\":\"Detailed comparison of Public Provident Fund and National Pension Scheme. PPF vs NPS. Which is better and in which should you choose.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.thepktalks.com\/ppf-vs-nps.html#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.thepktalks.com\/ppf-vs-nps.html\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.thepktalks.com\/ppf-vs-nps.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.thepktalks.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Public Provident Fund vs National Pension Scheme ( PPF vs NPS)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.thepktalks.com\/#website\",\"url\":\"https:\/\/www.thepktalks.com\/\",\"name\":\"PK Talks\",\"description\":\"Learn Online & Earn Online\",\"publisher\":{\"@id\":\"https:\/\/www.thepktalks.com\/#\/schema\/person\/c87f1a10f20113f75cc423d305c15eef\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.thepktalks.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\/\/www.thepktalks.com\/#\/schema\/person\/c87f1a10f20113f75cc423d305c15eef\",\"name\":\"Prince Kumar\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.thepktalks.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.thepktalks.com\/wp-content\/uploads\/2022\/12\/cropped-WhatsApp_Image_2022-12-05_at_7.20.23_PM-removebg-preview.png\",\"contentUrl\":\"https:\/\/www.thepktalks.com\/wp-content\/uploads\/2022\/12\/cropped-WhatsApp_Image_2022-12-05_at_7.20.23_PM-removebg-preview.png\",\"width\":430,\"height\":133,\"caption\":\"Prince Kumar\"},\"logo\":{\"@id\":\"https:\/\/www.thepktalks.com\/#\/schema\/person\/image\/\"},\"sameAs\":[\"https:\/\/thepktalks.com\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Public Provident Fund vs National Pension Scheme ( PPF vs NPS)","description":"Detailed comparison of Public Provident Fund and National Pension Scheme. PPF vs NPS. Which is better and in which should you choose.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.thepktalks.com\/ppf-vs-nps.html","og_locale":"en_US","og_type":"article","og_title":"Public Provident Fund vs National Pension Scheme ( PPF vs NPS)","og_description":"Detailed comparison of Public Provident Fund and National Pension Scheme. PPF vs NPS. Which is better and in which should you choose.","og_url":"https:\/\/www.thepktalks.com\/ppf-vs-nps.html","og_site_name":"PK Talks","article_published_time":"2021-03-16T10:36:16+00:00","og_image":[{"width":842,"height":350,"url":"https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg","type":"image\/jpeg"}],"author":"Prince Kumar","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Prince Kumar","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.thepktalks.com\/ppf-vs-nps.html#article","isPartOf":{"@id":"https:\/\/www.thepktalks.com\/ppf-vs-nps.html"},"author":{"name":"Prince Kumar","@id":"https:\/\/www.thepktalks.com\/#\/schema\/person\/c87f1a10f20113f75cc423d305c15eef"},"headline":"Public Provident Fund vs National Pension Scheme ( PPF vs NPS)","datePublished":"2021-03-16T10:36:16+00:00","dateModified":"2021-03-16T10:36:16+00:00","mainEntityOfPage":{"@id":"https:\/\/www.thepktalks.com\/ppf-vs-nps.html"},"wordCount":300,"commentCount":0,"publisher":{"@id":"https:\/\/www.thepktalks.com\/#\/schema\/person\/c87f1a10f20113f75cc423d305c15eef"},"articleSection":["Life Style"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.thepktalks.com\/ppf-vs-nps.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.thepktalks.com\/ppf-vs-nps.html","url":"https:\/\/www.thepktalks.com\/ppf-vs-nps.html","name":"Public Provident Fund vs National Pension Scheme ( PPF vs NPS)","isPartOf":{"@id":"https:\/\/www.thepktalks.com\/#website"},"datePublished":"2021-03-16T10:36:16+00:00","dateModified":"2021-03-16T10:36:16+00:00","description":"Detailed comparison of Public Provident Fund and National Pension Scheme. PPF vs NPS. Which is better and in which should you choose.","breadcrumb":{"@id":"https:\/\/www.thepktalks.com\/ppf-vs-nps.html#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.thepktalks.com\/ppf-vs-nps.html"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.thepktalks.com\/ppf-vs-nps.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.thepktalks.com\/"},{"@type":"ListItem","position":2,"name":"Public Provident Fund vs National Pension Scheme ( PPF vs NPS)"}]},{"@type":"WebSite","@id":"https:\/\/www.thepktalks.com\/#website","url":"https:\/\/www.thepktalks.com\/","name":"PK Talks","description":"Learn Online & Earn Online","publisher":{"@id":"https:\/\/www.thepktalks.com\/#\/schema\/person\/c87f1a10f20113f75cc423d305c15eef"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.thepktalks.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":["Person","Organization"],"@id":"https:\/\/www.thepktalks.com\/#\/schema\/person\/c87f1a10f20113f75cc423d305c15eef","name":"Prince Kumar","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.thepktalks.com\/#\/schema\/person\/image\/","url":"https:\/\/www.thepktalks.com\/wp-content\/uploads\/2022\/12\/cropped-WhatsApp_Image_2022-12-05_at_7.20.23_PM-removebg-preview.png","contentUrl":"https:\/\/www.thepktalks.com\/wp-content\/uploads\/2022\/12\/cropped-WhatsApp_Image_2022-12-05_at_7.20.23_PM-removebg-preview.png","width":430,"height":133,"caption":"Prince Kumar"},"logo":{"@id":"https:\/\/www.thepktalks.com\/#\/schema\/person\/image\/"},"sameAs":["https:\/\/thepktalks.com\/"]}]}},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg","featured_image_urls":{"full":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg",842,350,false],"thumbnail":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001-150x150.jpg",150,150,true],"medium":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001-300x125.jpg",300,125,true],"medium_large":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001-768x319.jpg",640,266,true],"large":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg",640,266,false],"1536x1536":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg",842,350,false],"2048x2048":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg",842,350,false],"covernews-slider-full":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg",842,350,false],"covernews-slider-center":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg",800,333,false],"covernews-featured":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg",842,350,false],"covernews-medium":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg",540,224,false],"covernews-medium-square":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg",400,166,false],"web-stories-poster-portrait":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg",640,266,false],"web-stories-publisher-logo":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg",96,40,false],"web-stories-thumbnail":["https:\/\/www.thepktalks.com\/wp-content\/uploads\/2021\/03\/IMG-20210315-WA0001.jpg",150,62,false]},"author_info":{"display_name":"Prince Kumar","author_link":"https:\/\/www.thepktalks.com\/author\/prince-kr-yadav"},"category_info":"<a href=\"https:\/\/www.thepktalks.com\/life-style\" rel=\"category tag\">Life Style<\/a>","tag_info":"Life Style","comment_count":"0","_links":{"self":[{"href":"https:\/\/www.thepktalks.com\/wp-json\/wp\/v2\/posts\/734"}],"collection":[{"href":"https:\/\/www.thepktalks.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thepktalks.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thepktalks.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thepktalks.com\/wp-json\/wp\/v2\/comments?post=734"}],"version-history":[{"count":0,"href":"https:\/\/www.thepktalks.com\/wp-json\/wp\/v2\/posts\/734\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thepktalks.com\/wp-json\/wp\/v2\/media\/735"}],"wp:attachment":[{"href":"https:\/\/www.thepktalks.com\/wp-json\/wp\/v2\/media?parent=734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thepktalks.com\/wp-json\/wp\/v2\/categories?post=734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thepktalks.com\/wp-json\/wp\/v2\/tags?post=734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}